AI models favor bitcoin as a store of value, stablecoins for payments, BPI study finds
A BPI study found AI models prefer Bitcoin for long-term value and stablecoins for payments across various scenarios.Summary
A nonpartisan study by the Bitcoin Policy Institute (BPI) analyzed 36 frontier AI models from six major developers across 9,072 monetary scenarios. The research revealed a consistent preference among these models for Bitcoin as a long-term store of value, capturing 79.1% of responses in multi-year preservation scenarios. Conversely, for everyday payment functions like services and cross-border transfers, stablecoins were favored, receiving 53.2% of responses compared to Bitcoin's 36%. Overall, digitally native instruments (including Bitcoin and stablecoins) accounted for 90.8% of substantive responses, overshadowing traditional fiat currency. BPI concluded that AI models converged on a two-tier monetary system—Bitcoin for savings and stablecoins for spending—which mirrors historical hard money and liquid instrument dynamics, suggesting direct policy implications as AI agents gain economic autonomy. Preference for Bitcoin varied significantly by developer, with Anthropic models showing the highest average preference.
(Source：The Block)